Reference

Legal terms for your India account

koko500 keeps legal terms, privacy rules, cookie choices and account access conditions in one place for India, so you can open your account with clear records before entering…

India law contextPrivacy and cookiesUPI record trailAccount terms
koko500 Legal terms for your India account
CONTACT ROUTES

Three contact paths for legal queries

If you have a legal question, contact us through routes that leave a record: the help desk inside your account, email to legal@koko500.

Legal email Write to [email protected] for questions about terms, privacy, cookies or account records. Use the email linked to your account so we can match your request without exposing data to another person.
Account help desk Inside the account help desk, choose the legal category that fits your issue and attach screenshots only when they show your own wallet or profile. Mask unrelated personal details before you send them.
Payment record form For payment record issues, send the UPI, Paytm or PhonePe reference from your wallet history. We compare timestamps, account names and gateway replies before we change any entry.
ACCOUNT CARE

Six ways we protect account records

Legal compliance is not a single checkbox for us. We treat account data, cookies, device signals, payment references and support messages as records with different reasons for collection and retention.

Data we collect

We collect account details, contact data, device signals, payment references and messages you send us. Each record must connect to account access, legal compliance, security checks, payment processing, dispute handling or a request you make.

Cookie choices

Cookies help keep your session active, remember language settings and detect unusual account access. Where your browser allows controls, you can change cookie settings, though some legal or security functions may still be required.

Payment records

UPI, Paytm and PhonePe entries are kept with transaction IDs, timestamps, amounts and status replies. These records help us answer disputes, trace errors and meet accounting or legal duties that apply in India.

Account security

If we see unusual sign-in attempts, payment mismatches or repeated password resets, we may pause sensitive actions while we verify identity. That pause protects account records and helps us meet legal duties.

Retention rules

We keep records only for the period needed for account service, legal duties, audits, disputes or security checks. When retention is no longer needed, we remove, anonymise or restrict access to the record.

Change requests

You can ask us to correct your name, mobile number, email or other account details when the record is wrong. We may ask for proof before changing details tied to payments or identity.

Legal questions before you open an account

The questions below focus only on legal terms, privacy rights, account access and records on koko500. They are written for India, but they do not replace advice from a qualified professional in your state or union territory. If your case involves a payment dispute, account restriction or data request, send the exact account details so we can check the record connected to you.

Access depends on local law and is available where local law permits. We may ask for location or identity checks, and we may restrict account use if the legal position for your area does not allow access.

We collect account, contact, device, cookie, payment and support records needed to run your account and meet legal duties. We do not ask for your UPI PIN, bank password or one-time codes.

Email [email protected] or use the account help desk with your registered mobile number and account ID. Tell us what is wrong, attach relevant proof, and we will check the record linked to you.

A wallet action may be paused when payment references, account names, device signals or security checks do not match. We use the pause to verify records before money movement continues or before we explain the next step.

Cookies support sign-in, language settings, fraud checks and session safety. You can manage browser settings, but some cookies are required to keep legal records, secure access and prevent another person using your account.

You can ask us to remove or restrict data where the law allows. Some records may remain for disputes, audits, tax, payment tracing, security checks or requests from authorities that have lawful power.

Legal requests are handled by staff assigned to privacy, account security, payments or compliance tasks. We limit access by role and ask for identity proof before sharing or changing records tied to your account.